Savings and Investment plans
Build Wealth. Achieve Your Goals. Secure Your Future.
Your financial goals deserve more than just saving — they need a plan.
At Ulinzi Insure, our savings and investment solutions are designed to help you grow your money steadily while staying protected. Whether you're saving for education, planning for retirement, or building long-term wealth, we give you the tools and guidance to get there.
Ulinzi Smart Saver Plan
Disciplined saving made simple.
A flexible savings plan designed to help you build consistent financial habits.
- Low starting contributions
- Flexible deposits (monthly or lump sum)
- Capital preservation focus
- Short to medium-term goals
👉 Perfect for building your savings foundation.
| Benefit | Details |
|---|---|
| Entry Age | 18 – 60 years |
| Plan Type | Savings Plan |
| Minimum Contribution | KES 2,000 / month |
| Maximum Contribution | Flexible |
| Contribution Frequency | Monthly / Lump Sum |
| Investment Term | 1 – 10 years |
| Capital Guarantee | Yes (capital preservation focus) |
| Returns | Fixed / Low-risk returns |
| Liquidity | Partial withdrawals allowed |
| Maturity Benefit | Lump sum savings + interest |
| Ideal For | Short-term savers, beginners |
2. Ulinzi Education Builder Plan
Secure your child’s future today.
Plan ahead for education costs with structured savings and growth.
- Dedicated education fund
- Guaranteed payout at maturity
- Optional life cover protection
- Ideal for parents & guardians
👉 Give your children the future they deserve.
| Benefit | Details |
|---|---|
| Entry Age | 18 – 55 years |
| Plan Type | Savings + Protection |
| Minimum Contribution | KES 3,000 / month |
| Maximum Contribution | Flexible |
| Contribution Frequency | Monthly / Annual |
| Investment Term | 5 – 18 years |
| Capital Guarantee | Yes |
| Returns | Guaranteed + bonus (where applicable) |
| Life Cover | Included (optional enhancement) |
| Education Benefit | Scheduled payouts aligned to school stages |
| Maturity Benefit | Lump sum payout |
| Ideal For | Parents, guardians |
3. Ulinzi Wealth Growth Plan
Grow your money with confidence.
An investment-focused plan designed for long-term wealth accumulation.
- Market-linked returns
- Flexible contributions
- Compounding growth benefits
- Medium to long-term investment horizon
👉 Turn your savings into real wealth.
| Benefit | Details |
|---|---|
| Entry Age | 21 – 60 years |
| Plan Type | Investment Plan |
| Minimum Contribution | KES 5,000 / month |
| Maximum Contribution | Unlimited |
| Contribution Frequency | Flexible |
| Investment Term | 5+ years |
| Capital Guarantee | No (market-linked) |
| Returns | Market-linked (equities, balanced funds) |
| Liquidity | Partial withdrawals allowed |
| Maturity Benefit | Investment value at maturity |
| Risk Level | Medium to High |
| Ideal For | Growth-focused investors |
4. Ulinzi Retirement Income Plan
Plan today. Enjoy tomorrow.
A long-term solution to secure your financial independence after retirement.
- Long-term disciplined savings
- Retirement income payouts
- Tax-efficient structure (where applicable)
- Ideal for professionals & business owners
👉 Retire with confidence and peace of mind
| Benefit | Details |
|---|---|
| Entry Age | 25 – 65 years |
| Plan Type | Retirement Savings Plan |
| Minimum Contribution | KES 5,000 / month |
| Maximum Contribution | Flexible |
| Contribution Frequency | Monthly / Annual |
| Investment Term | Until retirement (minimum 10 years) |
| Capital Guarantee | Partial (depends on fund selection) |
| Returns | Balanced / long-term growth |
| Retirement Benefit | Regular income payouts (annuity option) |
| Tax Benefits | Applicable as per regulations |
| Maturity Benefit | Lump sum + income option |
| Ideal For | Long-term planners, professionals |